OnlyFans Terms of Service

OnlyFans requires all creators to complete identity verification using government-issued ID, proof of address, a selfie matching the ID, and bank account information. As of 2025, the verification process includes up to nine documents depending on your account type and content level. The platform applies a 20% revenue cut on all creator earnings. Most creators operate on a 7-day rolling payout cycle after an initial hold period, though this can vary based on account standing.

Under OnlyFans' Terms of Service, you retain copyright in content you create. You grant OnlyFans a license to host, display, reproduce, and distribute your content on the platform and in related marketing. This license terminates when you delete content, though OnlyFans may retain cached copies temporarily for technical reasons. AI-generated content policies updated in 2025 restrict photorealistic AI depicting real people without consent. AI-assisted creative content with proper disclosure may be permitted under current policy, but this area of OnlyFans policy is actively evolving.

Ban triggers under OnlyFans ToS include: prohibited content categories (which have shifted over time due to payment processor pressure), impersonation, unauthorized sharing of other users' content, and violations of acceptable use policy. Account termination can result in a pending payment hold during a content review period. The appeals process requires a formal submission to OnlyFans' content review team. Document all your content, communications, and account settings before any issue arises; once access is removed, you may not be able to retrieve this information.