KNOW YOUR RIGHTS
No Judgment. No Asterisks. Just the Law.
Your profession is legal. The laws that protect it are here.
BY CREATOR TYPE
Browse by what you do
17 U.S.C. § 102
You own your content
Copyright attaches at creation. Registration optional but powerful.
TAKE IT DOWN ACT · 2025
48-hour removal right
Platforms must remove NCII including AI deepfakes.
ONLYFANS ToS
20% platform cut
OnlyFans takes 20% of gross. Fixed — not negotiable.
DMCA § 512
File a takedown
Find the URL, write the notice, platforms must act.
OCC · 2025
Banking discrimination
Federal regulators confirmed banks targeted adult businesses.
PAYMENT PROCESSORS
Diversify early
One processor closure shouldn't halt your entire income.
Want the full picture?
FULL GUIDE FOR THIS CREATOR TYPE →DMCA
DMCA & Copyright
You own your content from the moment you create it. The DMCA gives you the tools to take it back.
17 U.S.C. § 102
You own it at creation
No registration needed. Copyright is automatic.
TAKE IT DOWN ACT · 2025
48-hour removal
Platforms must remove NCII including AI deepfakes.
§ 512(c)
6 required elements
Miss one and your notice is invalid.
REGISTERED COPYRIGHT
Up to $150K per work
Statutory damages only available with registration.
PLATFORM RIGHTS
Platform Rights
Private platforms can ban you without notice. Know exactly what they owe you — and what they don't.
ONLYFANS · 2026
9+ pieces of ID required
Creator verification is extensive. Your data stays private from subscribers.
FANSLY · JUNE 2025
AI content banned
Photorealistic AI-generated content prohibited platform-wide.
FOSTA-SESTA · 2018
Why platforms over-censor
Platforms face liability — so they restrict more than the law requires.
ALL PLATFORMS
Payment processor rules
Visa/Mastercard policies shape what you can post, not just the law.
BANKING
Banking & Payments
Federal regulators confirmed it: banks discriminated against legal adult businesses. You have options.
OCC REVIEW · 2025
Discrimination confirmed
Federal regulators found banks restricted legal adult businesses.
YOUR RIGHTS
File a complaint
helpwithmybank.gov and consumerfinance.gov/complaint
ALTERNATIVE
Credit unions
Generally more consistent policies than major national banks.
PAYMENT PROCESSORS
Different rules apply
Visa/Mastercard policies are private contracts — not illegal discrimination.
AGE VERIFICATION
Age Verification Laws
25+ states have passed laws. The Supreme Court upheld them. Here is what applies to you.
FREE SPEECH COALITION V. PAXTON · 2025
Laws are constitutional
Supreme Court upheld age verification under intermediate scrutiny.
25+ STATES · 2026
Platform obligation
Compliance falls on the platform — not on you individually.
EXCEPTION
If you run your own site
You are the platform. Age verification compliance is your responsibility.
INTERSTATE REACH
Out-of-state laws apply
Out-of-state laws can affect access to your content.
PRIVACY
Privacy & Safety
Doxxing is real. WHOIS records are public. Here is how to protect your identity before you need to.
BEFORE YOU POST
WHOIS privacy
Enable it on any domain you own before it appears in public records.
NCII · 48 STATES
Revenge porn is a crime
Nearly all states have laws against nonconsensual intimate images.
TOOL
StopNCII.org
Hash your images to prevent re-upload across participating platforms.
ADDRESS EXPOSURE
Protect your location
Business filings, registered agents, P.O. boxes — know your options.
TAX
Tax & Business
You are self-employed. The IRS treats you that way whether or not you do. Here is what you owe.
SELF-EMPLOYED
15.3% self-employment tax
Owed on net earnings in addition to income tax.
QUARTERLY PAYMENTS
4 deadlines per year
April 15 · June 15 · Sept 15 · Jan 15. Miss them and pay penalties.
DEDUCTIONS
Your work has write-offs
Equipment, platform fees, home office, costumes, subscriptions.
STRATEGY
Set aside 25–30%
Every payout. Before you spend anything. Non-negotiable.
Legal Disclaimer — Siren System provides general legal information for educational purposes only. Nothing on this site constitutes legal advice. Consult a licensed attorney for advice specific to your situation.